Disclaimer

Last updated: 3 September 2025

This website, RealMoneyFlow.com (the “Site”), is operated by VIP Business Builders (ABN 11 891 838 112) (“Real Money Flow,” “we,” “us,” or “our”). By accessing or using the Site and any resources, programs, courses, emails, videos, or materials we provide (collectively, the “Content”), you agree to this Disclaimer and to our Terms and Privacy Policy. If you do not agree, do not use the Site.

Educational Only — Not Professional Advice

All Content is provided for general educational and informational purposes only. Nothing on this Site is, or should be taken as, financial, investment, legal, tax, medical, psychological, or other professional advice. You should consult a qualified professional who understands your circumstances before acting on any information.

We do not hold an Australian Financial Services Licence (AFSL) and are not providing financial product advice under Australian law.
We are not a Registered Investment Adviser, broker-dealer, or fiduciary under U.S. law and do not provide personalized investment advice.
Participation in our programs, workshops, or communities does not create a professional-client or fiduciary relationship with us or any featured expert unless expressly agreed in a signed written agreement.

About Our “Faceless” Model & Featured Experts

Real Money Flow showcases and collaborates with independent experts. Unless stated otherwise:

Experts are independent contractors or third parties; their views are their own.
We do not warrant any expert’s credentials, licensing, or claims. You are responsible for conducting your own due diligence.
Any arrangements you enter with an expert (including coaching, consulting, or services) are separate from your relationship with us and governed by the terms you agree with that expert.

Earnings & Results Disclaimer

We may share case studies, testimonials, income examples, and “what worked for others.” These are illustrative and not guarantees of results. Your outcomes depend on many factors (e.g., skills, effort, market conditions, capital, timing, compliance, and external risks) that are outside our control. Past performance is not indicative of future results. You may earn less, the same, more, or nothing at all.

Testimonials, Reviews & Case Studies

Testimonials and reviews reflect real experiences of specific individuals or businesses. They may have been edited for clarity and length. Some clients, partners, or affiliates may receive compensation, free products, or other benefits. Individual results vary and are not typical.

Affiliate Links, Sponsorships & Compensation

We may receive compensation (commissions, revenue-share, sponsorship fees, or other consideration) when you click links, purchase from third parties, or enroll in programs. This does not increase your cost. We only promote offerings we believe have value; however, you must evaluate whether they are right for you.

No Endorsement

References to third-party products, services, platforms, or experts (including links) are provided for convenience and information only and do not constitute an endorsement or recommendation. We are not responsible for third-party content, accuracy, policies, or practices.

Accuracy, Timeliness & Updates

We aim for accurate, current information but cannot guarantee completeness, reliability, or that Content is up-to-date. Laws, markets, and platforms change frequently. We have no obligation to update Content. Use the information at your own risk.

Technology, Tools & AI Assistance

We may use software tools and AI-assisted workflows to create or deliver Content. AI outputs can contain errors or omissions. We review materials, but you should independently verify important information.

Limitation of Liability

To the maximum extent permitted by law, we (including our officers, employees, contractors, partners, and experts) are not liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, revenue, data, goodwill, or other losses arising out of or related to your use of (or inability to use) the Site or Content, even if advised of the possibility of such damages.

Nothing in this Disclaimer is intended to exclude, restrict, or modify any non-excludable consumer guarantees under the Australian Consumer Law or other applicable laws. Where liability cannot be excluded, our liability is limited to the fullest extent permitted by law.

Your Responsibilities

You are solely responsible for:

Your use of the Content and any actions you take based on it;
Performing your own due diligence;
Complying with applicable laws and regulations (including financial, tax, employment, consumer, advertising, and privacy laws) in your jurisdiction.

Indemnification

You agree to indemnify, defend, and hold harmless Real Money Flow and our officers, employees, contractors, partners, and experts from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of the Site or Content or your violation of this Disclaimer or applicable law.

External Links & Third-Party Platforms

The Site may contain links to third-party websites or use third-party platforms (e.g., payment processors, webinar tools, social media). We do not control and are not responsible for their content, security, or practices. Access and use of third-party sites are at your own risk and subject to their terms and policies.

Changes to This Disclaimer

We may revise this Disclaimer at any time by posting an updated version on the Site with a new “Last updated” date. Changes take effect upon posting. Your continued use of the Site after changes means you accept the updated Disclaimer.

Governing Law

Unless otherwise required by mandatory local law, this Disclaimer is governed by the laws of Queensland, Australia, and you submit to the exclusive jurisdiction of the courts of Queensland regarding any dispute arising from or related to it or the Site.

Contact Us

Questions about this Disclaimer?
Email: support@realmoneyflow.com